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He who is kind to the poor lends to the LORD, and he will reward him for what he has done. Proverbs 19:17

In our times of uncertainty, the credit rating has become huge in determining if we will reach our goals. It wasn’t long ago that a mediocre credit rating could give you all the money you thought you needed to get all those cool toys you wanted. But easy credit led to debt because we borrowed way more than we could possibly pay. Now our dreams for dream home have changed to a hoping for a home at all; rather than the shiny sports car we just hope we have enough money to keep our 15 year old sedan running one more year; and Christmas…tighten your belt because even Santa is having trouble these days.

Financial institutions are afraid to loan money these days because so many of us are in debt that they can’t take the risk. Those with good collateral or an outstanding credit rating get the money they are seeking at the best loan rates.

God’s economy doesn’t work anything like mans economy. God’s economy isn’t built on what we have or what we’ve done in the past. God’s economy is built on who He is and what we do with Him.

Proverbs 19:17 isn’t so much about money as it is how we treat each other. Sometimes our actions towards one another are built on the philosophy of ‘what will I get in return for this.’ At the very least, when we do something nice for someone we expect a ‘thank you’. If we don’t get thanked we feel slighted and may think twice about doing something for that person again.

Relationship Credit Ratings also ask the question, ‘What have you done to me/for me in the past?’ It’s easy to be kind to kind people. It’s easy (and sometimes safer) to avoid angry people. Angry people hurt people and none of us wants to be hurt. Being kind is as risky as loaning money to a person with bad credit. The result can be the same. You get burned and feel like you’ve been taken advantage of.

As Christ-followers we need to take a different look at kindness. Each of us has a ‘Love Bank’ within us. We take from this bank to do kind things for others. When that kindness is returned we deposit it back in our bank to share with others. Sometimes though, our tank runs dry. We are in abusive situations, we are hounded by the guilt and shame of our past, we’re overworked, underpaid and so deep in trouble we can’t see the end of the tunnel.

What we need to make progress on this journey called life is a bank account that is endless. Proverbs says that when we show kindness to someone; no matter who it is; no matter what they have done to us in the past; no matter how ungrateful or undeserving they are, we should do it as though we are lending to God. Our actions may not be appreciated by others, but they will be by God.

When we do good things for ‘bad people’ we are drawing off the Love Bank of God. His ‘bank’ has unlimited assets. Every time we make a withdrawal from God’s bank account, He promises to reward us! Be kind to each other as though we were being kind to God. Consider what He has done for you when you interact with those who may not be pleasant. You will reap the rewards of God’s love when you do.

PRAYER: Father God, I thank you today for your great kindness and love. I confess to you that there are some days, and some people who I have a real hard time being kind to. They have hurt me, taken advantage of me and judged me unfairly. Empower me by Your Spirit to show them kindness because of you and not based on their Relational Credit Rating. In Jesus name, Amen.


“I will make you into a great nation and I will bless you; I will make your name great, and you will be a blessing.” Genesis 12:2

Imagine what it must have been like for Abram to receive a message from Jehovah God that he was going to be leaving his homeland. This wasn’t going to be a temporary trip. He wasn’t able to just go down to the corner rental spot and get a truck. He wouldn’t be coming back. Ever. He was leaving his home, his extended family, friends and life as he’d known it since he was born.

We are never told why God chose Abraham. Elsewhere God tells the Israelites that He didn’t choose them for any of the reasons we might choose to make someone great. They weren’t the strongest people. They weren’t the most numerous people. God seldom has reasons for doing what He does. He’s God, He knows best, and even when we don’t like it, His way usually works out best.

At any rate, there was something that God saw in Abraham that moved him to call Abraham away from everything that was familiar to him, his family, his home and his country in order to make him great.

God had fantastic plans for Abraham, but He couldn’t do His work in Abraham’s life with Abraham where he was. God had to take Abraham out of his comfort zone and place him in a place which forced Abraham to rely completely on God. Abraham had to be willing to give up all of his dreams to attain the dreams God had for him.

Not only would Abraham be blessed by giving up everything to follow God, his life would also be a blessing to others. Our Heavenly Father brings things into our lives to prepare us for greater things and in order to show others His great love and compassion.

Too often we ask God to bless us but expect Him to do so in our time frame and within our comfort zone. But that’s not the way it works. He needs to take us where we are, prepare us and then place us where we will be the most effective workers for Him.

As we progress through this journey we call life, remember that your Heavenly Father, the God of the Universe has your destination already picked out. There may be times when the choices you make cause you to waiver from the path. You may have made decisions that have consequences that follow you daily. Through Jesus Christ He can forgive you of the choices and use you for His glory and to bless others.

Abraham, David, Samuel and many other Bible characters made mistakes in their lives. God was able to bless them and use their life experiences to bless others. If you want to be blessed by God and be a blessing to others expect to have to leave your comfort zone so you can rely on Him completely and be a blessing to those around you.

PRAYER: Father, even though I want to be used by You in mighty ways, I have to admit I’m nervous about leaving the comfort of my current life. Empower me by your Spirit to be willing to step away from what is comfortable so I can experience your power and blessing. Help me use what you’ve taught me to bless those around me. In Jesus name I pray, Amen.


Honor the LORD with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine. Proverbs 3:9-10

Growing up in a pastor’s family, our table always seemed to have at least one guest for every meal. Sometimes it was just one of our childhood friends, other times it was extended family or ‘special guests’ from the church.

Regardless of whom the extra plate belonged to at our table, one rule was supreme. Company first. Period. The reason for that rule was summed up in one word: honor. The honor we gave to our guests really had nothing to do with their status or social standing. It was a choice we made as a family (under the direction of our parents) to make sure that people who sat at our table were special. There were no signs, no special announcements, no expectations. In fact, most people probably didn’t give it a second thought, but we did. We kids learned a valuable lesson in honor and respect.

During Old Testament times God instituted many rules and regulations to direct worship. One of them was that the Israelites were to give the first part of the harvest to Him. In the culture of that day, first things held a tremendous amount of significance. The first-born son (sorry ladies) was given special privileges and a larger part of the inheritance. The first part of the harvest was also considered of special significance.

It’s no surprise then, that God required the people to set aside the most important part of their lives to Him. He was to hold first place in their lives. The harvest symbolized everything that was important in the life of the Jew.

Today, because of Jesus death and resurrection, we live in by Grace. The laws and regulations of the Old Testament have been fulfilled by the sacrifice of our Lord Jesus! There are no more laws, no actions, no activities or rituals that will move God to give us special treatment. Because of Jesus we have all the honor, love and forgiveness God has to offer.

However, it’s still important to realize that we can, and should do things that will show honor to our Father in Heaven for all that He has done for us. Even though we may struggle with addictions, health issues or relational difficulties, we still have Jesus. We still have the power of the Holy Spirit within us. We still have the promise of Heaven.

As a point of honor we should consider our giving to God an act of worship. Every penny we earn is really Gods’ anyway. Giving to Him first is one way we can proclaim that He is Lord of every aspect of our lives. It’s amazing how our giving with a right attitude can make the money go further.

Some people teach that everyone should tithe 10% of their earnings to God. While I believe there are some who can do that, and that God will bless us more as we give more, God looks more on the attitude of our giving more than the amount of our gift.

This may sound strange, but the next time you sit down to pay the bills, before you begin to worry be there won’t be enough money to cover the stack of papers before you, thank your Heavenly Father for what He has given you. Make the first check you write out a check to your local church or ministry you support. Remember, it’s the attitude behind the gift that is the most important. Then, trust the one who holds the wealth of the universe in His hands. Financial worries abound in our time. But our Father desires to show us His blessing as we honor Him.

PRAYER: Father, I thank you for the fact that you know my needs better than anyone else. You know all about the debts I owe and the struggles I’m facing. I confess that some of this debt is my own desire to have things. Some of my struggles are beyond my control. I hereby offer this gift to You in order to show you the Honor you deserve. Empower me to trust you for my needs. In the name of Jesus, my Lord, Amen.


Sow for yourselves righteousness, reap the fruit of unfailing love, and break up your unplowed ground; for it is time to seek the LORD, until he comes and showers righteousness on you. Hosea 10:12

If you are a gardener of any sort you know the difference between unplowed and plowed ground. Try planting a tree in ground that hasn’t been broken up for years and you know how hard it is to penetrate the grass and roots and break up the soil that lay beneath them.

On the other hand, when you try to dig into soil that has been broken up with the plow or tiller you know how easy it is to plant. Plowed soil is easier to work, holds moisture better from the rain and is more able to take in nutrients. It’s no wonder that in the Parable of the Sower and the Seed, Jesus says the richest soil,  the soil that produces the most fruit, is the soil that is worked up, plowed, broken apart by the farmer. Soil that is broken up is prepared to bear fruit.

The Bible often compares our relationship with God to soil. Lives that are full of ‘emotional and spiritual’ baggage are unable to completely receive all that God has to offer us. It’s much like how hard rain on dry ground tends to run off and not penetrate the soil even though it is needed in order for the soil to produce fruit.

So, how can we make the ‘soil’ of our lives more productive for Jesus? When King David was ‘caught’ in his sin with Bathsheba he wrote about his journey back to God. In Psalm 51 he says, “Search me and know me…” Often we think of this as a prayer to make when we are on the ropes spiritually, but in reality it’s a prayer that each of should make every day.

It shouldn’t be a fearful or threatening thing to approach the Father and ask Him to reveal the ‘weeds and dead roots’ that keep us from taking in the spiritual nourishment He provides in our lives. It could be painful to some degree. Sometimes the things that keep us from experiencing all that God has for us are ‘good things’. We can fill our lives with family time, church activities, social action activities and godly friends. But if these things keep us from relationship building with Jesus, they can hinder our personal spiritual growth.

Sometimes sin, poor choices, doubt and worry can choke the redeeming forgiveness of God’s love and keep you from the peace He earnestly wants to give you. Forgiveness God’s way is complete, full and final. Don’t let the enemy drag you down by reminding you of past sins that have already been forgiven through the blood of Jesus!

On a daily basis ask God to evaluate the three major areas of your life, Love of God, Love of yourself and Love of others. These three areas must be in agreement with what your Father says about you in order for you to experience God’s blessing. Remember, while we think in the realm of the physical, God thinks in the eternal. What we think of blessing here on earth may not be what he is thinking.

PRAYER: Father God, I ask that you would give me the courage to allow you to take the plow to my life. Empower me with the wisdom and strength of your Spirit to look at my love for you, my love of myself and my love of others. If there are ‘weeds’ in my life that need pulling help me to let go easily so that You can fill me with the spiritual nourishment I need to bear fruit for you. In Jesus name I pray, Amen.


Is it not to share your food with the hungry and to provide the poor wanderer with shelter-when you see the naked, to clothe him, and not to turn away from your own flesh and blood? Then your light will break forth like the dawn, and your healing will quickly appear; then your righteousness will go before you, and the glory of the LORD will be your rear guard. Isaiah 58:7-8

I still hear it on occasion. I heard it often while growing up. Someone is going through trouble. They are in so deep they can’t get out. For some it’s addictive behavior. For others it’s abusive behavior to themselves and/or others. Still, there are those who just seem to have adversity follow them for no reason. They struggle with health issues, broken relationships and suffer the consequences of their own irresponsible behavior.

When we see someone like this that is outside the church, the first thought that may come to our minds is, “They need to find a good church.” Don’t get me wrong. Corporately worshipping together with other Christ-followers is essential for growing as a believer. But there are two problems I have with the philosophy that going to church will solve their problems.

First of all, there are plenty of people who go to church each week ‘religiously’ who suffer from addictions, health and relational issues and doubt about God’s existence. Going to church doesn’t solve our problems, in fact, sometimes it enhances them.

Secondly, if you think about it, there was very little healing in Jesus day, that went on inside ‘church’. Healing came from Jesus during the normal routine of life when He reached out to those in need while they were in their normal environment.

When Isaiah went before the people of God in Isaiah 58, they were a people who were diligent in offering sacrifices and doing all the ‘things’ or ‘activities’ that God commanded them. The problem arose in their expectations and attitudes. The Israelites assumed that God would bless them because they did ‘all the right things’. In the mean time, people were going hungry, naked and becoming desperate in their search for comfort.

Isaiah’s message to the ‘righteous’ then was the same today. If you really want to see your faith as being relevant, put it to work! When you see someone in need do what you can to walk with them along the way. Praying for them is great, but praying and giving a hug or a warm meal or some of your extra clothes puts action to your prayers.

Building relationship with those in need makes being a Christ-follower relevant to those who see you, not just a religion.

There’s an added bonus to putting your faith into action. Isaiah says ‘your righteousness will lead you and guide you and God will be your rear guard.’ Effective enemy attack almost always comes from behind. The Bible says that Satan is like a lion, seeking whom he may devour. Lions like to sneak up from behind. When you are putting action to your faith you may be attacked, but your righteousness will help you see the attack and God will protect you in your efforts.

Don’t tell someone in need how relevant your faith is. Show them. Building relationships makes your faith more relevant to you as well as others.

PRAYER: Father in Heaven. I confess to you that so much of my walk with you is book knowledge and not action. I’m surrounded by people in spiritual, physical, relational and emotional need. I’m overwhelmed by the task. Help me to build relationships with those in my circle of influence so they know you are real and relevant and earnestly seek a relationship with them. Amen.

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